What Clients are Saying

  • " The best offering memo I have ever received."

    Managing Director, Top 5 Bank
  • " Your team was the reason this deal went smoothly."

    President, $600mm Bank
  • " Closed after two others failed, Thanks!"

    Manager, Government Sales


Consumer Loans




Elective Medical Receivables


Private Student Loans


Point-Of-Sale Accounts


Lending Club & Prosper Loans

*multiple transactions

What Differentiates Garnet?


Customized Approach

  • Unique plan developed for every deal
  • Seller’s goals incorporated into every plan
  • Buyers' needs addressed in materials


  • Analytics for each loan type
  • Seasoned and focused sales team
  • LSA appropriate to assets

Certainty of Close

  • Long list of closed deals
  • Attention to detail in all phases
  • Seasoned pros guiding the closing process

What are the Critical Factors in a Consumer Sale?

1. Information

  • Data file confirmation
  • Offering tells the portfolio "story"
  • "Clear, Concise, Correct" presentation
  • Third party info appends add value

2. Pooling

  • Pools constructed for buyers
  • Sales team schooled in value
  • Full market coverage
  • Creates price transparency

3. Closing

  • Track portfolio changes
  • LSA negotiations
  • Guided by current compliance environment
  • Confirm settlement statements

Commercial Loans

Certainty of Execution - Custom Analytics

Residential Loans

No Price Fade - All Loans Sold


Over $100 billion Sold - Compliance Focused