Consumer Loans

  • Garnet is the premier loan sale advisor for consumer loans of all types.
  • No other advisor has our depth of experience, analytical expertise and broad investor reach.
  • Garnet tailors every transaction to meet client needs and attract the right investors.

What Clients are Saying

"The best offering memo I have ever received."
Managing Director, Top 5 Bank
"Your team was the reason this deal went smoothly."
President, $600mm Bank
"Closed after two others failed, Thanks!"
Manager, Government Sales

$60,000,000*

Consumer Loans

$100,000,000

HELOCs

$15,000,000*

Elective Medical Receivables

$40,000,000*

Private Student Loans

$115,000,000*

Point-Of-Sale Accounts

$200,000,000*

Lending Club & Prosper Loans

*multiple transactions

What Differentiates Garnet?

Customized Approach
  • Unique plan developed for every deal
  • Seller’s goals incorporated into every plan
  • Buyer's needs addressed in materials
Experience
  • Analytics for each loan type
  • Seasoned and focused sales team
  • LSA appropriate to assets
Certainty of Close
  • Long list of closed deals
  • Attention to detail in all phases
  • Seasoned pros guiding the closing process

What are the Critical Factors in a Consumer Sale?

Information
  • Data file confirmation
  • Offering tells the portfolio "story"
  • "Clear, Concise, Correct" presentation
  • Third party info appends add value
Pooling
  • Pools constructed for buyers
  • Sales team schooled in value
  • Full market coverage
  • Creates price transparency
Closing
  • Track portfolio changes
  • LSA negotiations
  • Guided by current compliance environment
  • Confirm settlement statements