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Consumer Loans

  • Garnet is the premier loan sale advisor for consumer loans of all types.
  • No other advisor has our depth of experience, analytical expertise and broad investor reach.
  • Garnet tailors every transaction to meet client needs and attract the right investors.
"Skill Required to Perform the Services Properly. The issues presented in this Case for the Debtor’s assets required a high level of expertise, skill, and knowledge of the receivables management industry. Garnet executed a flawless sale process and obtained an outstanding result for the Estate based on its expertise, skill, knowledge, and reputation."
Ron Satija, (the “Trustee”): Case No. 25-51660: UNITED STATES BANKRUPTCY COURT

What Clients are Saying

"The best offering memo I have ever received."
Managing Director, Top 5 Bank
"Your team was the reason this deal went smoothly."
President, $600mm Bank
"Closed after two others failed, Thanks!"
Manager, Government Sales

$60,000,000*

Consumer Loans

$100,000,000

HELOCs

$15,000,000*

Elective Medical Receivables

$40,000,000*

Private Student Loans

$115,000,000*

Point-Of-Sale Accounts

$200,000,000*

Lending Club & Prosper Loans

*multiple transactions

What Differentiates Garnet?

Customized Approach
  • Unique plan developed for every deal
  • Seller’s goals incorporated into every plan
  • Buyer's needs addressed in materials
Experience
  • Analytics for each loan type
  • Seasoned and focused sales team
  • LSA appropriate to assets
Certainty of Close
  • Long list of closed deals
  • Attention to detail in all phases
  • Seasoned pros guiding the closing process

What are the Critical Factors in a Consumer Sale?

Information
  • Data file confirmation
  • Offering tells the portfolio "story"
  • "Clear, Concise, Correct" presentation
  • Third party info appends add value
Pooling
  • Pools constructed for buyers
  • Sales team schooled in value
  • Full market coverage
  • Creates price transparency
Closing
  • Track portfolio changes
  • LSA negotiations
  • Guided by current compliance environment
  • Confirm settlement statements

Case Studies

$40,000,000

FFELP Student Loans

View Case Study

$124,000,000

Performing Auto Loans

View Case Study

$3,200,000,000

Performing Consumer Loans (Auto, Solar, Student, Marine, RV)

View Case Study
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