Commercial Loans

  • Garnet achieves predictability in a historically unpredictable market.
  • We apply strong pricing guidance, diligent analytics and clear presentation materials to our sales.
  • Garnet reaches a broader market than the internet or institutional broker community due to long standing relations and continual attendance at industry events.
  • Our specialty in small balance loans has helped lenders develop programmatic sales.

What Clients are Saying

"The Garnet team uncovered value we did not know was there."
VP – Top 20 Bank
"I could never have bid on such a complex deal from a different advisor."
Senior Managing Director, Hedge Fund
"Your team was relentless in getting the deal closed."
President, $100mm Community Bank

$150,000,000*

Commercial Loans & Leases

$30,000,000*

Truck Leases

$17,000,000*

Franchise Finance Loans

$80,000,000*

Church Loans

$18,500,000*

Hospitality Relationship

$100,000,000

Mixed Commercial Loans

*multiple transactions

What Differentiates Garnet?

Pricing and Diligence
  • Sellers given pre-sale pricing to align expectations
  • Garnet diligence allows for remediation
  • Third party appends to increase bidder confidence
Presentation and Sales
  • Deal info meets buyer's needs
  • Negative assumptions avoided
  • Existing buyers covered – NEW buyers uncovered
Execution and Closing
  • Upfront attention makes closing easier
  • Senior management involved in every closing
  • Organization of servicing and file transfer

What are the Critical Factors in a Commercial Sale?

Information
  • Data file confirmation
  • Offering tells the portfolio's "story"
  • "Clear, Concise, Correct" presentation
  • Third party info adds value
Pooling
  • Pools constructed for buyers
  • Sales team schooled in value
  • Full market coverage
  • Creates price transparency
Closing
  • Track portfolio changes
  • LSA negotiations
  • Guide closing process
  • Confirm settlement statements