| Chapter 13 sales give issuers access to highly qualified purchasers with the least amount of consumer friction and the highest attention to transaction compliance. |
| This market is highly sophisticated. Buyers have built compliance-focused servicing operations that are much more efficient than any issuer. |
| Selling Chapter 13 accounts can: |
| Improve operating efficiencies |
| Provide financial gains |
| Enhance compliance |
| Reduce or redeploy personnel |
| Current pricing can be equal to several years of gross collections. |
Secured BK Accounts
Secured Chapter 13s
Unsecured Chapter 13s
| Pre-sale pricing based on current market. |
| Garnet diligence allows for data remediation. |
| Third party appends increase price and participation. |
| Data presented in format bidders understand. |
| Seasoned deal team highlights investment benefits. |
| Specialty team for specialty product. |
| Seller receives documentation of entire sale process. |
| Closing process driven by seasoned professionals. |
| Attention to detail avoids surprises and price changes. |